One of the challenges of moving to a new location when you own a home is selling your current home and then purchasing a new one. In many cases, there may be a gap between selling your existing home and moving into your new home, which can require renting temporary housing.<\/p>\n
If it has been a while since you have been a renter, it is important to understand that renters insurance can play an important role during this transition. Renters insurance helps protect you while living in temporary housing. Work with your agent at Atrium Insurance Group serving Centennial, CO, to coordinate renters insurance coverage with your new home insurance.<\/p>\n
There are several reasons to carry renters insurance when renting a temporary home during a move. A renters insurance policy may provide coverage for your personal belongings against risks such as theft, vandalism, fire and smoke damage, and certain types of non-flood water damage. It may also include liability coverage and medical payments to others.<\/p>\n
Depending on the policy, renters insurance may also provide coverage for additional living expenses if your rental unit becomes uninhabitable due to a covered loss, such as a natural disaster, while repairs are being completed.<\/p>\n
When planning a move, one of the most important goals is to maintain continuous insurance coverage for your belongings throughout the entire process.<\/p>\n
For example, you may keep your homeowners insurance policy active on your existing home until the property title has officially transferred to the new owner and all of your belongings have been removed.<\/p>\n
It is also important to work with a bonded and insured moving company so your belongings are protected while in transit or placed in temporary storage.<\/p>\n
Renters insurance should be active just before you move into temporary housing and remain in effect until all of your belongings are moved into your new home.<\/p>\n
Finally, your new homeowners insurance policy should be active on the day ownership transfers to you and you receive the keys.<\/p>\n
Discuss your moving plans with your agent at Atrium Insurance Group serving Centennial, CO, to arrange renters insurance, new home insurance, and any additional coverage you may need.<\/p>\n","protected":false},"excerpt":{"rendered":"
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