{"id":76,"date":"2023-04-11T04:00:00","date_gmt":"2023-04-11T10:00:00","guid":{"rendered":"https:\/\/www.atriuminsurancegroup.com\/blog\/?p=76"},"modified":"2023-05-03T10:26:03","modified_gmt":"2023-05-03T16:26:03","slug":"renters-need-insurance-too-protect-your-belongings-with-renters-insurance","status":"publish","type":"post","link":"https:\/\/www.atriuminsurancegroup.com\/blog\/renters-need-insurance-too-protect-your-belongings-with-renters-insurance\/","title":{"rendered":"Renters Need Insurance Too – Protect Your Belongings with Renters Insurance"},"content":{"rendered":"

Are you a renter in Centennial, CO? If so, we at the Atrium Insurance Group can provide the insurance coverage you need.<\/span><\/span><\/span><\/p>\n

Why Renters Insurance?<\/span><\/span><\/span><\/h1>\n

If you are a renter, the home or apartment you rent is your home, and it needs protection. Renters’ insurance is reliable and affordable. It is a sure way to gain the peace of mind you need knowing you have coverage if you are a victim of a break-in or some other covered event.<\/span><\/span><\/span><\/p>\n

Renters’ insurance is similar to home insurance. It protects you, your possessions, and your living arrangements. Also, it provides liability coverage, guest medical protection, and coverage for additional living expenses.<\/span><\/span><\/span><\/p>\n

The four major areas of coverage are:<\/span><\/span><\/span><\/h3>\n
    \n
  • Fire and smoke<\/span><\/span><\/span><\/li>\n
  • Theft<\/span><\/span><\/span><\/li>\n
  • Vandalism<\/span><\/span><\/span><\/li>\n
  • Water damage caused by faulty plumbing, water heater, or furnace\/AC.<\/span><\/span><\/span><\/li>\n<\/ul>\n

    The following coverages are typically included in a standard renters policy:<\/span><\/span><\/span><\/h3>\n
      \n
    • Personal property coverage reimburses you if your possessions are stolen or destroyed by a fire or other covered event. Items such as clothing, electronics, furniture, and other possessions will be covered. If you own collections or especially expensive items, a rider should be added to cover these items.<\/span><\/span><\/span><\/li>\n
    • Reimbursement for living expenses is covered if your rented home or apartment becomes uninhabitable. Expenses such as food and temporary housing will be covered.<\/span><\/span><\/span><\/li>\n
    • Liability protection helps to pay for medical bills, legal expenses, and other damages in the event someone gets hurt at your residence and decides to sue you.<\/span><\/span><\/span><\/li>\n
    • The guest medical coverage helps to pay for reasonable and necessary medical costs, such as x-rays or an ambulance, even if you are not at fault.<\/span><\/span><\/span><\/li>\n<\/ul>\n

      You can select how much coverage you want and how much deductible you want to pay when you purchase a renters’ insurance policy.<\/span><\/span><\/span><\/p>\n

      Reach Out To Us<\/span><\/span><\/span><\/h3>\n

      If you live in the greater Centennial, CO community, contact us at the Atrium Insurance Group today for a no-obligation quote or answers to any questions you may have about renters insurance. <\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

      Are you a renter in Centennial, CO? If so, we at the Atrium Insurance Group can provide the insurance coverage you need. Why Renters Insurance? If you are a renter, the home or apartment you rent is your home, and it needs protection. Renters’ insurance is reliable and affordable. It is a sure way to gain […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[14,13],"class_list":["post-76","post","type-post","status-publish","format-standard","hentry","category-renters-insurance","tag-atrium-insurance-group","tag-centennial-co"],"_links":{"self":[{"href":"https:\/\/www.atriuminsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/76","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.atriuminsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.atriuminsurancegroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.atriuminsurancegroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.atriuminsurancegroup.com\/blog\/wp-json\/wp\/v2\/comments?post=76"}],"version-history":[{"count":1,"href":"https:\/\/www.atriuminsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/76\/revisions"}],"predecessor-version":[{"id":77,"href":"https:\/\/www.atriuminsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/76\/revisions\/77"}],"wp:attachment":[{"href":"https:\/\/www.atriuminsurancegroup.com\/blog\/wp-json\/wp\/v2\/media?parent=76"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.atriuminsurancegroup.com\/blog\/wp-json\/wp\/v2\/categories?post=76"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.atriuminsurancegroup.com\/blog\/wp-json\/wp\/v2\/tags?post=76"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}