With flat plains to the east and the Rocky Mountains to the west, the Colorado landscape is just as inconsistent as the weather, which can have a tremendous effect on the condition and safety of your Centennial, CO home. Snowstorms can strike even on sunny days, causing avalanches or rock slides that can create a wave of destruction that can damage or destroy your home and even result in the loss of your personal belongings. Rain, wind, fire, theft, and flooding are just some of the dangers your home and property can face. What would happen if someone were injured in your home or on your property? Due to the risk of devastation a weather event or accident poses, purchasing adequate home insurance is crucial to restoring your life after an incident occurs.
There are generally two types of home insurance policies the Atrium Insurance Group offers residents of Centennial, CO, and surrounding areas: broad and basic, each of which can be split into a handful of sub-categories for certain specific types of coverage. Broad insurance plans typically offer full coverage for an extended list of incidents and will cover either an item’s replacement cost or an item’s cost at the time of the original purchase.
Basic home insurance plans typically will only provide minimum limits for an accident compensating either a portion or half of your loss. Some plans don’t provide coverage of certain events or accidents if they believe you could have prevented it.
Whether you’re a first-time homebuyer or want to review or upgrade your existing homeowner's coverage, Atrium Insurance Group is here to help you choose the insurance protection that’s right for you and your home. Our team understands firsthand what it's like living in Centennial and the common risks and claims that come with being a homeowner in our community. Give us a call today whether you're looking for a free quote, moving to a new place, or need to adjust your coverage after remodeling your Colorado home.