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Atrium Insurance Group

6970 S Holly Cir #104
Centennial, CO 80112

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Flood Insurance in Colorado

Any home, even homes in Centennial, CO. can experience devastating property damage from flooding. Each year, more than 20 percent of claims for flood damage come from people living outside high-risk flood zones.

What is Flood Insurance?

Flood insurance helps homeowners and renters pay for damage from flooding. Flooding damage can be extremely expensive. Just one inch of water invading your home can trigger up to $25,000 worth of damage. If you don’t have flood insurance, then you must pay for the repairs out-of-pocket or take out a loan.

Will I Receive Disaster Assistance (FEMA) if My Home Floods?

You may qualify for a FEMA grant or loan if there is a Presidential Disaster Declaration, but these resources only average $5000. That's less than a tenth of the $69,000 average damage to homes. Flood insurance covers more, and you can file a claim even if there isn't a disaster declaration.

What Are The Requirements to Purchase Flood Insurance?

The only requirement to buy flood insurance is that you must live in an area that participates in the National Flood Insurance Program (NFIP). If you live in the City of Centennial and Arapahoe County in Colorado, then you probably qualify for either high-risk coverage or one of the less expensive preferred coverage plans for properties with a low risk of flooding.

Do Homeowners or Renter’s Insurance Policies Cover Flooding?

No. Most homeowners or renter’s policies do not cover flood damage. Check your policy today to find out if you are covered. If not, call us from a free, no-obligation quote.

How Do I Buy National Flood Insurance?

Atrium Insurance Group is proud to be an NFIP-approved Flood Smart agent. We’ve dedicated the last 24 years to helping customers protect homes from flood damage and other damage. Please call us today!

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