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Atrium Insurance Group

6970 S Holly Cir #104
Centennial, CO 80112

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Extra Coverage That Motorcycle Riders Can Add To Their Policy

Atrium Insurance Group offers coverage to the Centennial, CO community. We strive to make sure that our clients are covered when disaster strikes. We offer flexible policies that are designed to fit our client’s individual needs. We work closely with several carriers throughout the state. This allows us to offer our clients multiple options before they make a decision. We look forward to helping you protect what matters most.

Extra Coverage That Motorcycle Riders Can Add To Their Policy

There are multiple risks involved with operating a motorcycle. That’s why motorcycle insurance is an asset. You are covered as you travel around Centennial, CO and beyond. Collision coverage protects you if your motorcycle is involved in an accident with another vehicle or object. Collision coverage will take care of any damages. Liability coverage protects you if you are ruled to be responsible for causing property damage or injuring someone. Liability coverage will assist with the potential damages. Comprehensive coverage protects you if your motorcycle is stolen. The policy also covers you if your motorcycle is vandalized or damaged due to severe weather. You can modify your policy to add extra coverage if you choose.

Uninsured motorist coverage is a common addition to motorcycle policies. The coverage protects you if your motorcycle suffers damage in a collision with someone who does not have insurance. Urgent roadside assistance is another common add-on. If you are traveling out of town and your motorcycle won’t start, you can receive urgent service to come to assess the problem. If you park your motorcycle in a storage unit during the winter and other parts of the year, you can add storage coverage. Storage coverage protects your motorcycle if something happens to it at the facility.

Atrium Insurance Group Will Help You Cover Your Assets

Visit our website to learn more information about motorcycle insurance

Protect Yourself Against Motorcycle Theft

With its open roads, scenic mountains, and big, blue sky, Colorado has gained quite a reputation among motorcyclists. It’s no wonder that so many residents in Centennial, CO and surrounding communities have embraced the motorcycle lifestyle—but Colorado also ranks 8th highest in motorcycle thefts per year. On average, across the United States, a bike gets stolen every 11 minutes! This not only affects the finances of motorcycle owners directly but also increases insurance premiums for the entire community. 

At Atrium Insurance Group, we work hard to protect our motorcycle enthusiasts and encourage safety on the road. That includes safety from theft. Use these tips to prevent motorcycle theft: 

Top Ways to Prevent Motorcycle Theft

The best way to keep your bike from being stolen is to remain alert and aware of your surroundings at all times. Here are some specific ways to protect your motorcycle:

  • Lock Your Ignition. The vast majority of motorcycle thefts occur when the ignition is off but not locked. Get in the habit of fully locking your ignition, even if you’re just running into the gas station for a minute. 
  • Lock Your Forks or Disc Brakes.  Brightly colored disc brake locks can deter a theft before it starts. And they’re inexpensive, too! 
  • Lock Bikes Together. If you’re traveling in a group, corralling your bikes and using a large motorcycle chain lock will give everyone added protection against theft. 
  • Lock Bike to a Secure, Stationary Object. If you’re traveling alone, lock your bike to a secure object that can’t be easily dismantled, like a light pole. 
  • Add an Alarm. Many disc brake locks not only immobilize your bike but also include an alarm that’s triggered immediately at any detection of shock or vibration. Most can be found for under $50, making them a great investment. 
  • Park Close to Your Room or a Camera. If you’re traveling overnight and your lodging doesn’t have a garage or motorcycle cage available, be sure to park in view of an outdoor security camera and/or your window.
  • Customize Your Bike (and Take Photographs). Aftermarket upgrades do more than show off your unique style. They can also protect you and make it more likely your bike is recovered in the event of a theft. Make a few customizations (or even a mark that only you know about) and then take pictures. 
  • Keep Your Papers on You. Finally, never leave important papers such as your title, motorcycle registration, or insurance card in your storage compartment or saddlebag. This makes it easy on the thieves and difficult for you to prove ownership. Instead, keep your title in a file cabinet or safe box, and keep vehicle papers on your person when you ride. 

By taking a few simple and inexpensive precautions, you can help prevent motorcycle theft and save yourself a lot of potential headaches and heartache. Of course, no matter how careful we are, sometimes theft happens anyway. In these cases, it’s good for Centennial, CO riders to have an agency like the Atrium Insurance Group by their side. Contact us today to learn how we can protect you from accidents, motorcycle theft, and more. 

How to make a successful motorcycle insurance claim

Filing an insurance claim after a motorcycle accident in Centennial, CO can be messy and challenging. Every accident needs to be handled independently, depending on who was at fault, the injuries, and the damages involved. At Atrium Insurance Group, we recommend learning how to file a motorcycle insurance claim successfully in an accident. Here are a few basic steps you can follow.

Check for injuries

When checking for injuries, it doesn’t matter who was at fault. Whether you were hit by a car or hit the car, make sure you record your injuries and pay attention to your body after the accidents, as most injuries may not show signs the first few days.

Ask for help

Motorcycle accidents are quite common in Centennial, CO. If the accident is too fatal, you may want to get help from police officers and passers-by. They can help you record a statement, call an ambulance, or help move your bike from the road safely. If you can’t ride back home, call friends or family to come and get you.

Assess the damage

If you are in a safe location around the highway or road, thoroughly and slowly inspect your bike from one end to the other. Check whether there is property damage to any fences or surroundings. Accidents that do not involve vehicles are handled differently from accidents that involve other vehicles. So, make sure you have thoroughly gone over the bike.

Collect details

Collect even the smallest of the details. You want to focus on the other party’s details, such as their contacts, insurance information, and any additional information about the car. You can also get information from witnesses, the time of the accident, the police officer’s name who attended to you, weather conditions, location, damage, injuries, and a few photos and videos.

Don’t forget to act quickly before things turn against you. To learn more tips on how to file a successful insurance claim, visit Atrium Insurance Group today!

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