When you own a motorcycle, it’s essential to get motorcycle insurance. If this is your first motorcycle, you may have questions about how motorcycle insurance works and how it can benefit you. The professionals at Atrium Insurance Group serving Centennial, CO are here to provide you with answers to those questions. Below are three essential things you should know about motorcycle insurance.
1. Liability coverage is a requirement.
In the state of Colorado, drivers are required to have a liability coverage policy for their motorcycle. Whether or not you feel it’s necessary, you’ll need this type of policy to drive on the roads. Shop around for insurance before buying your motorcycle so you can be ready to drive your bike off the lot when you find the right type of vehicle for you.
2. Collision insurance coverage for physical damage to your motorcycle.
If you’re in an accident with your motorcycle, your motorcycle could become significantly damaged. Collision insurance helps repair your motorcycle if you’re found at fault for an accident that causes damage to your vehicle. Hopefully, you’ll never have an accident, but if you do, this type of insurance can help make the recovery easier and less stressful.
3. Add-ons like roadside assistance can offer peace of mind.
Motorcycle insurance offers add-ons like roadside assistance, which can help you get back home if your motorcycle breaks down somewhere on the road. You can’t control when breakdowns will occur, but you can help make them less stressful when they happen by adding roadside assistance to your motorcycle insurance policy.
Have more questions about insurance for your motorcycle in Colorado? Contact Atrium Insurance Group serving Centennial, CO, to learn more.