Traveling across the country in a new motorhome is a dream for families. Weeks spent sleeping under the stars and mingling with families at RV parks turn into lifelong memories. Making sure you have the right coverage ensures your dreams don’t turn into a nightmare.

Coverage Adjustments

Many companies will automatically adjust your coverage limits to meet state minimum guidelines for any state you travel through. Some will add PIP if you drive through a no-fault state, too. This does depend on the company. Some companies will make minor adjustments to your policy but won’t add PIP, and others will not adjust your policy at all unless you speak with an agent and request an adjustment. The best way to find out if your policy will automatically adjust is to speak with an agent at Atrium Insurance Group.

Roadside Assistance May Not Be Available

Companies serving the Centennial, CO area may offer roadside assistance, but it may only be available in that immediate area. Some companies get local discounts or work with local tow truck companies to provide this service, so it may not be available nationwide. This is another important question to ask a representative before you hit the road.

Nationwide Coverage

Typically, your standard coverage is nationwide coverage. For example, if you have coverage for personal belongings or your satellite dish, you’ll likely have coverage for those same items in another state. The coverage limits usually don’t decrease or go away.

Agents here at Atrium Insurance Group will take the time to listen to your road trip plans to ensure you have coverage before you leave the state. Contact us today to learn more. We’re currently serving the Centennial, CO area.